$335,000 House Monthly Payment
A $335,000 home with 20% down ($67,000) at 6.85% has an all-in monthly payment of about $2,160.92 — roughly $1,756.09 principal and interest plus property tax and homeowners insurance. No PMI is required at 20% down.
Payment breakdown
- Principal & interest$1,756.09
- Property tax$307.08
- Home insurance$97.75
Balance over time
| Year | Principal paid | Interest paid | Ending balance |
|---|---|---|---|
| 1 | $2,802 | $18,271 | $265,198 |
| 2 | $3,000 | $18,073 | $262,198 |
| 3 | $3,212 | $17,861 | $258,986 |
| 4 | $3,439 | $17,634 | $255,547 |
| 5 | $3,682 | $17,391 | $251,864 |
| 6 | $3,943 | $17,130 | $247,922 |
| 7 | $4,221 | $16,852 | $243,700 |
| 8 | $4,520 | $16,553 | $239,181 |
| 9 | $4,839 | $16,234 | $234,341 |
| 10 | $5,181 | $15,892 | $229,160 |
| 11 | $5,548 | $15,525 | $223,612 |
| 12 | $5,940 | $15,133 | $217,672 |
| 13 | $6,360 | $14,713 | $211,313 |
| 14 | $6,809 | $14,264 | $204,503 |
| 15 | $7,291 | $13,782 | $197,213 |
| 16 | $7,806 | $13,267 | $189,407 |
| 17 | $8,358 | $12,715 | $181,049 |
| 18 | $8,949 | $12,124 | $172,100 |
| 19 | $9,581 | $11,492 | $162,519 |
| 20 | $10,259 | $10,814 | $152,260 |
| 21 | $10,984 | $10,089 | $141,276 |
| 22 | $11,760 | $9,313 | $129,516 |
| 23 | $12,592 | $8,481 | $116,924 |
| 24 | $13,482 | $7,591 | $103,442 |
| 25 | $14,435 | $6,638 | $89,008 |
| 26 | $15,455 | $5,618 | $73,552 |
| 27 | $16,548 | $4,525 | $57,004 |
| 28 | $17,718 | $3,355 | $39,287 |
| 29 | $18,970 | $2,103 | $20,316 |
| 30 | $20,316 | $762 | $0 |
Frequently asked questions
What's the monthly payment on a $335,000 house?
With 20% down at 6.85%, expect about $2,160.92 per month including principal, interest, estimated property tax, and insurance.
How much do I need to put down on a $335,000 home?
A 20% down payment is $67,000, which avoids PMI. You can buy with as little as 3–5% down, but you'll add monthly PMI and a larger loan balance.
What income do I need to afford a $335,000 house?
As a rough guide, lenders like your housing payment near 28% of gross income — so about $92,611 per year, depending on your other debts and down payment.
Sources: Freddie Mac Primary Mortgage Market Survey; Tax Foundation — Property Taxes by State; Consumer Financial Protection Bureau.
Estimates for educational purposes only — not a loan offer, financial advice, or a commitment to lend. Actual rates, payments, and terms vary by lender and creditworthiness.