Free mortgage & real-estate calculators with taxes, insurance, and PMI built in. See what you can afford and whether to refinance — instant, accurate, and entirely in your browser.
Every one runs entirely in your browser. No signup, no data stored, instant results.
Full monthly payment with taxes, insurance, PMI & HOA — plus a complete amortization schedule.
How much house can you afford? Find your price range from income, debts, and down payment.
The number that decides your approval. See both ratios and the payment lenders will accept.
Every payment, split into principal and interest, with the full table to download.
Estimate cash to close — down payment plus a realistic closing-cost range.
What you really need at closing, how long saving takes, and the monthly amount to hit a deadline.
Estimate mortgage insurance and pin the exact month you can request cancellation.
Assessed value, exemptions, and millage — the escrow figure added to your payment.
Is buying down the rate worth it? Breakeven month plus your net at the horizon you expect.
Side by side: payment, lifetime interest, and equity built at any milestone.
The teaser payment and the exact worst case your rate caps allow — plus when the ARM stops winning.
Compare the true cost of renting vs buying over your time horizon, including opportunity cost.
Compare your current loan to a new one — see breakeven months and lifetime interest saved.
See how extra principal or biweekly payments shorten your loan and cut total interest.
Maximum cash at 80% LTV — and the true cost per dollar when your whole balance re-prices.
Lower your payment with a lump sum, same rate — compared against simply prepaying.
Localized mortgage calculators with the right currency, rates, and rules.
Payments, interest, and PMI are computed with the standard amortization formula — not estimated.
Every tool links its methodology and authoritative sources, with a clear last-updated date.
No account, no tracking of your numbers — everything runs in your browser.
A clear path to a real lender quote at the moment you're ready.
Estimates for educational purposes only — not a loan offer, financial advice, or a commitment to lend. Actual rates, payments, and terms vary by lender and creditworthiness.